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The idea is to bring insights into the rich demographic data that our clients capture, allowing them to develop beyond the plain-vanilla financial products for the complex lives of the poor.
The poor need highly personalized products – occupation based loans that are built based on the seasonality of their businesses, a channel through which migrant workers’ families in the North East can collect money that was sent home.
Existing technology solutions are not built to understand the complexities of poverty, and more specifically poverty in India.
What they need is technology that’s as intuitive and easy to use as Facebook, but what they get is pieces of software that looks like it’s born for Windows 95.
The Great Big Tech Gap, is leading to a lack of innovation that’s ultimately disserving the Bo P.
The users of our product are similar to the folk they serve – first-time technology users.